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Why South Jersey Callers Cross the Delaware

New Jersey has its own addiction treatment system and its own insurance parity laws, but Pennsylvania's Act 106 offers some of the strongest statutory coverage protections in the region. For South Jersey callers with Pennsylvania-issued employer plans (common for those working in Philadelphia), Act 106 applies directly. For callers with New Jersey-issued plans, federal parity (MHPAEA) still applies, and many Pennsylvania licensed programs are in-network with Horizon Blue Cross Blue Shield of New Jersey, Aetna, Cigna, and other major carriers.

PATCO Access to the Office

PATCO High Speed Line is the fastest way from Cherry Hill, Haddonfield, Voorhees, or Lindenwold to Center City — directly under the Ben Franklin Bridge to 15th-16th and Locust Station, a three-block walk to our office. Service runs 24 hours a day with reduced overnight headways. Parking available at Lindenwold, Ashland, Woodcrest, Haddonfield, and Collingswood stations.

Insurance Verification for NJ Callers

If you live in South Jersey but work in Philadelphia with a Pennsylvania-issued employer plan, Act 106 likely applies. If your plan is issued in New Jersey (Horizon BCBS NJ, Aetna NJ, AmeriHealth NJ, Oscar NJ), federal parity law still provides comparable protections, and many programs are still in-network. Placement advisors verify both the plan jurisdiction and the network inclusion before presenting options.

Directions to the Placement Office

By car from South Jersey (Camden County and adjacent)

From Cherry Hill or Camden: west on NJ-38 or I-676 to the Ben Franklin Bridge (I-676 W). After crossing, continue on Vine Street Expressway to 15th Street exit. Right onto Market. 15-30 minutes depending on traffic and bridge waits. Alternative: Walt Whitman Bridge (I-76 W from NJ-42 or NJ Turnpike) south of Center City, then I-76 east to 30th Street or Vine Street exits. Tolls apply on DRPA bridges westbound into Pennsylvania (currently around $5).

By SEPTA transit from South Jersey (Camden County and adjacent)

NJ Transit River Line from Camden to Trenton connects to SEPTA Regional Rail Trenton Line at Trenton Transit Center — back south to Suburban Station Center City. Total travel ~90+ minutes; driving is almost always faster. PATCO High Speed Line from Lindenwold, Voorhees, Haddonfield, Ferry Avenue, Collingswood, or Broadway runs directly under the Ben Franklin Bridge to 15th-16th and Locust Station — a three-block walk to 1500 Market. Total travel 20-40 minutes depending on origin.

Frequently Asked Questions

Can I use my New Jersey insurance at a Pennsylvania rehab?
Usually yes, if the PA program is in-network with your NJ-issued carrier. Horizon BCBS NJ, AmeriHealth, Aetna NJ, and Cigna NJ all have in-network PA programs.
Is PATCO faster than driving?
Usually yes from Lindenwold, Voorhees, or Haddonfield stations, especially during rush hour or bridge backups. Total travel 20-40 minutes door-to-door.
Are there inpatient programs in South Jersey I should consider instead?
Yes — several licensed programs in Camden and Burlington Counties. Placement advisors present both PA and NJ options when they fit your coverage and clinical needs.

Talk to a placement advisor now.

Call (215) 302-0133 for free insurance verification. No obligation. Advisors answer around the clock.